GSE Condo Changes: What Lenders Need to Know

Name: GSE Condo Changes: What Lenders Need to Know
Start: 2026-11-17T11:00:00-08:00
End: 2026-11-17T11:45:00-08:00

November 17 @ 11:00 am - 11:45 am

MQAC Committee Roundtable: GSE Condo Changes, What Lenders Need to Know. Tuesday, November 17, 2026, 11:00 AM PT, with Vivian Vazquez of Freddie Mac and moderator Zachary Gribben of California MBA

MQAC Committee Roundtable · Tuesday, November 17, 2026 · 11:00 AM PT · Online via Zoom

Under the direction of the Federal Housing Finance Agency (FHFA), the GSEs have updated their condo project standards and property insurance requirements to support stronger, more financially resilient condo communities while keeping the cost of buying and owning a home within reach. Join California MBA’s Mortgage Quality and Compliance Committee (MQAC) and Freddie Mac for a look at the new requirements and how to implement them, including changes to streamlined reviews and updated reserve requirements from 10% to 15%.

Format: 45 minutes, with a 30-minute presentation followed by 15 minutes of moderated Q&A.

Speaker

Vivian Vazquez, Sr. Director, Condo & Co-Op Policy, Freddie Mac

Vivian Vazquez is the Senior Director of Condo & Co-op Policy at Freddie Mac, where she leads policy development and works closely with lenders on condominium and cooperative project eligibility. Her focus is on making condo lending more consistent and operationally workable, reducing friction in the project review process while maintaining strong credit and collateral standards. In this role, she partners with lenders and industry groups to understand real-world challenges and help shape policy that is practical to implement.

With more than 20 years in the mortgage industry, Vivian brings a lender-first perspective grounded in deep underwriting experience. She spent 15 years at a large national lender specializing in condominium and project underwriting, where she managed complex project reviews and navigated eligibility, documentation, and delivery requirements across a wide range of transactions.

Since joining Freddie Mac in October 2025, Vivian has been focused on initiatives that improve clarity and usability in condo policy, while strengthening engagement with lenders and trade organizations as the market continues to evolve.