September 22, 2022 @ 11:00 am – 12:00 pm
Talking points:
Tips on how to check your processes and prep for a CA state exam
Talking points:
Tips on how to check your processes and prep for a CA state exam
Talking points:
• Vendor management & tips on how to monitor them
• Outsourcing to offshore vendors
• The compliance best practices for how to implement technology
Speakers & Topics:
Brian Schnese – AVP Senior Risk Services Consultant – HUB International
-Common areas of vulnerability for attacks
-Internal measures companies can implement to mitigate/reduce exposure
-What to do if/when the ‘oh shoot’ moment happens
Matt Donovan RPLU – Senior Vice President – Amwins Brokerage
-What is plaguing the Cyber Liability insurance marketplace
– Claims trends -Carrier appetite, rates, and changes
-What can insureds to help better their stance/appeal to carriers
Michele Buschman – CIO – American Pacific Mortgage
– Tools lenders can implement(programs/procedures/policies), what is main concern/biggest headache, ideas to keep up with constant changes, etc.
Topics of discussion:
• How they integrate with various systems
• Real data on how eClose reduces turn times
• How to drive adoption
• What should you look for in an eClose vendor and why
• Hybrid eClose and flexibility
Topics of discussion:
• Understanding Social Media advertising
• New mediums, new threats: TikTok, Alignable, and more
• Enforcement priorities: Merrick Garland announces partnership with DOJ/OCC/CFPB to combat “modern-day redlining”
• Public risk – reviewing the Townstone case
• Understanding what “peer” comparison means in fair lending examinations
• Targeted ads with demographic elections on social media
• LEP’s – the struggle with fair lending initiatives and UDAAP
Avoid Fair Lending Pitfalls
Topics of discussion:
Pricing Exceptions – what needs to be documented and how to deal with any findings
Underwriting Exceptions – tracking and documentation
Marketing, including social media and algorithms
Topics of discussion:
– Where the industry is headed
– Economic Outlook for 2022
– Area of focus for CFPB
Topics of discussion:
• Program enrollment requirements
• Common data file requirements
• Program underwriting guidelines
• Call center
• HUD Counseling/CBO
Speakers:
Bryan Courtney, Mortgage Servicer Liaison, CalHFA (https://camortgagerelief.org/)