Our presenters will cover Title/Escrow in Commercial and Residential Real Estate Transactions, Post-Closing Issues, Title and Escrow Claims and Litigation Bankruptcy

Changing dynamics, managing remote and in house along with MLO enhanced requirements in CA (and other states).

Addressing Appraisal Bias and Explore potential solutions to mitigate appraisal bias

Come join us at our next Mortgage Quality and Compliance Committee meeting to hear our expert speakers discuss the ways fraud is affecting the mortgage industry. Learn about the different types of fraud that can occur at the closing table and the potential consequences. Plus, gain insight into the new remote inspection software and how it is helping to combat employee fraud. Don’t miss this important and timely discussion!

Talking points:

• QC & How to use it for improving your manufacturing process
  – A discussion around Fannie Mae updates that were made 1Q 2023.
  – Fannie Mae has updated the Beyond the Guide, which is their best practices guide for an integrated QC program.
  – Will cover the selling guide updates and the Beyond the Guide Updates

Talking points:

Tune into this webinar to learn all the prospective opportunities with what you can do with your HMDA data compared to a few years ago HMDA continues to expand and it’s not old. Beyond getting through completeness, match/pair, loan level, what else can you do from a business perspective that’s not just about CFPB compliance. Leveraging your data to reach out to the underserved, and offer different loan programs. Using HMDA Fair Lending analytics to grow the business. Comparing yourself to underserved MSAs – maybe marketing isn’t the right type of marketing.

Talking points:

1. Why Quality Control shouldn’t just be treated as a necessary evil, but rather a business intelligence tool to improve your profits
2. The importance of manufacturing quality loans in a down market
3. Recent Fannie Mae Pre-Funding and Post-Closing QC changes

Talking points:

• How to develop a strong limited English program
• As a compliance team, how do you perform oversight?
• Implementation: IT, scripts, forms, training
• What happens if you purchase the loan Correspondent?
• How it impacts all the way through servicing?
• What do we think the exposure will be down the road from a liability perspective?

Talking points:

Beginning in the 4th Quarter of 2022, Fannie Mae will conduct Quality Control (QC) calibrations of their lender partner’s QC results for review accuracy and assigned severity levels on a regular basis across the industry.

Talking points:

Tips on how to check your processes and prep for a CA state exam